/* MyBusinessLoans.in — public site (v3 redesign) */
:root{
  --navy:#0B2A55; --navy-2:#163B6E; --blue:#1270D1; --blue-d:#0D5BAD; --blue-50:#EEF5FD; --blue-100:#D8E8FA;
  --green:#3E9B2A; --green-d:#2E7D1E; --green-50:#EEF8EA; --green-100:#D4EDCB;
  --ink:#0E1B2E; --text:#4A5A70; --muted:#6B7A8F; --line:#E3E9F1; --mist:#F3F7FB; --bg:#fff;
  --wa:#1FA855; --amber-bg:#FFF8E6;
  --r-sm:10px; --r:14px; --r-lg:20px;
  --sh:0 1px 2px rgba(11,42,85,.05),0 4px 14px rgba(11,42,85,.05);
  --sh-lg:0 2px 4px rgba(11,42,85,.04),0 24px 60px -12px rgba(11,42,85,.18);
  --font:'Instrument Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;scroll-padding-top:88px;-webkit-text-size-adjust:100%}
body{margin:0;overflow-x:clip;font-family:var(--font);color:var(--text);background:var(--bg);font-size:16.5px;line-height:1.65;font-variant-numeric:tabular-nums;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}a:hover{color:var(--blue-d)}
h1,h2,h3,h4{color:var(--navy);margin:0 0 .5em;line-height:1.15;font-weight:700}
h1{font-size:clamp(2.1rem,4.4vw,3.35rem);letter-spacing:-.028em;line-height:1.08}
h2{font-size:clamp(1.6rem,2.8vw,2.3rem);letter-spacing:-.02em}
h3{font-size:1.12rem;letter-spacing:-.005em;line-height:1.3}
p{margin:0 0 1em}
strong{color:var(--ink);font-weight:600}
.ic{flex-shrink:0;vertical-align:middle}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.narrow{max-width:820px}
.center-text{text-align:center}
.muted{color:var(--muted)}.small{font-size:.875rem}.mt{margin-top:32px}
.txt-green{color:var(--green-d)}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:999;background:#fff;padding:8px 12px;border-radius:8px}
.hp{position:absolute!important;left:-9999px!important;opacity:0;height:0;width:0}
:focus-visible{outline:3px solid rgba(18,112,209,.35);outline-offset:2px;border-radius:6px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:600;font-size:.95rem;line-height:1;padding:0 20px;height:48px;border-radius:var(--r-sm);border:1px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,color .15s,box-shadow .15s;white-space:nowrap;text-align:center}
.btn-lg{height:54px;padding:0 26px;font-size:1rem}
.btn-block{width:100%}
.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--blue-d);color:#fff}
.btn-green{background:var(--green);color:#fff}.btn-green:hover{background:var(--green-d);color:#fff}
.btn-outline{background:#fff;color:var(--navy);border-color:#CBD6E4}.btn-outline:hover{border-color:var(--navy);color:var(--navy)}
.btn-light{background:#fff;color:var(--navy);border-color:var(--line)}.btn-light:hover{border-color:#CBD6E4;color:var(--navy)}
.btn-ghost{background:transparent;color:var(--navy);border-color:transparent}.btn-ghost:hover{background:var(--mist);color:var(--navy)}
.btn-wa{background:var(--wa);color:#fff}.btn-wa:hover{background:#178A45;color:#fff}
.btn-wa-ghost{background:transparent;color:var(--wa);border-color:transparent;padding:0 12px}.btn-wa-ghost:hover{background:#EAFAF0;color:var(--wa)}
.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{color:var(--blue)}
.btn-ghost-white{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}.btn-ghost-white:hover{background:rgba(255,255,255,.08);color:#fff}
.btn[disabled]{opacity:.6;pointer-events:none}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr{display:flex;align-items:center;gap:28px;height:76px}
.brand{flex-shrink:0}.brand img{height:36px;width:auto;max-width:none}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav>a,.dd-t{color:var(--navy);font-weight:500;font-size:.94rem;padding:8px 12px;border-radius:8px;display:inline-flex;align-items:center;gap:4px;white-space:nowrap}
.nav>a:hover,.dd-t:hover{color:var(--blue);background:var(--mist)}
.nav .nav-hot{color:var(--green-d);font-weight:600}
.nav .nav-hot:hover{color:var(--green-d);background:var(--green-50)}
.dd{position:relative}
.dd-m{position:absolute;top:calc(100% + 6px);left:-8px;min-width:300px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-lg);padding:8px;display:none}
.dd:hover .dd-m,.dd:focus-within .dd-m{display:block}
.dd-m::before{content:"";position:absolute;top:-8px;left:0;right:0;height:8px}
.dd-m a{display:flex;gap:12px;align-items:center;padding:10px 12px;border-radius:8px;color:var(--navy);font-weight:500;font-size:.93rem}
.dd-m a:hover{background:var(--mist);color:var(--blue)}.dd-m .ic{color:var(--muted)}
.hdr-cta{display:flex;align-items:center;gap:6px}
.hdr-phone{display:flex;align-items:center;gap:8px;color:var(--navy);font-weight:600;font-size:.94rem;padding:0 10px;white-space:nowrap}
.hdr-phone .ic{color:var(--blue)}
.menu-btn{display:none;background:none;border:0;color:var(--navy);padding:8px;cursor:pointer;border-radius:8px}
.nav-mobile-cta{display:none}
@media (max-width:1180px){.hdr-phone span{display:none}}
@media (max-width:1100px){
  .menu-btn{display:inline-flex}
  .nav{position:fixed;inset:76px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;padding:8px 24px 120px;gap:0;overflow:auto;transform:translateX(100%);visibility:hidden;transition:transform .25s,visibility .25s;margin:0;z-index:55}
  .nav.open{transform:none;visibility:visible}
  .nav>a,.dd-t{font-size:1.05rem;padding:16px 4px;border-bottom:1px solid var(--line);border-radius:0}
  .nav>a:hover,.dd-t:hover{background:none}
  .dd-m{position:static;display:block;box-shadow:none;border:0;padding:4px 0 8px;min-width:0}
  .dd-m a{padding:10px 4px}
  .dd-t .ic{display:none}
  .nav-mobile-cta{display:grid;gap:10px;margin-top:20px}
  .hdr-cta{margin-left:auto}
}
@media (max-width:640px){.hdr{height:64px;gap:10px}.brand img{height:30px}.nav{inset:64px 0 0 0}.hdr-phone{display:none}.hdr-cta .btn-primary{height:42px;padding:0 14px;font-size:.88rem}}

/* ---------- Hero ---------- */
.hero{padding:64px 0 72px;background:linear-gradient(180deg,#F7FAFE 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 460px;gap:72px;align-items:start}
.hero-copy{padding-top:28px}
.hero-copy h1{max-width:13ch}
.hero-lead{font-size:1.18rem;line-height:1.6;color:var(--text);max-width:34em;margin:22px 0 32px}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin:0 0 36px}
.hero-cta.center{justify-content:center}
.hero-checks{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:12px 28px}
.hero-checks li{display:flex;align-items:center;gap:8px;font-weight:500;color:var(--navy);font-size:.95rem}
.hero-checks .ic{color:var(--green)}
.hero-also{margin-top:40px;padding-top:24px;border-top:1px solid var(--line);font-size:.95rem;color:var(--muted);max-width:34em}
.hero-also a{font-weight:600}
/* older pages */
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.88rem;font-weight:600;color:var(--green-d);margin-bottom:16px}
.hero-tag{font-size:1.15rem;font-weight:600;color:var(--navy);margin-bottom:.4em}
.hero-desc{font-size:1.08rem;color:var(--text);max-width:36em}

/* ---------- Lead form ---------- */
.hero-form{position:sticky;top:100px}
.lf-card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-lg);border:1px solid var(--line);padding:30px;scroll-margin-top:96px}
.lf-head h2{font-size:1.35rem;margin-bottom:6px;letter-spacing:-.01em}
.lf-head p{color:var(--muted);margin:0 0 22px;font-size:.95rem}
.lf-top{margin-bottom:24px}
.lf-steps{display:flex;justify-content:space-between;align-items:baseline;font-size:.85rem;margin-bottom:8px}
.lf-steps span{color:var(--muted)}.lf-steps strong{color:var(--navy);font-weight:600}
.lf-bar{height:4px;background:var(--mist);border-radius:4px;overflow:hidden}
.lf-bar i{display:block;height:100%;background:var(--blue);border-radius:4px;transition:width .3s ease}
.lf-step{display:none}.lf-step.on{display:block;animation:fade .25s ease}
@keyframes fade{from{opacity:0;transform:translateY(4px)}}
.field{margin:0 0 18px;border:0;padding:0;min-width:0}
.field label,.field legend{display:block;font-weight:600;font-size:.88rem;color:var(--navy);margin-bottom:7px;padding:0}
.field label b,.field legend b{color:#C93B3B;font-weight:500}
.field label output{float:right;color:var(--blue);font-weight:700}
input,select,textarea{font:inherit;font-size:16px;width:100%;padding:0 14px;height:50px;border:1px solid #CFD9E6;border-radius:var(--r-sm);background:#fff;color:var(--ink);transition:border-color .15s,box-shadow .15s}
textarea{height:auto;min-height:96px;padding:12px 14px;resize:vertical}
select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='none' stroke='%236B7A8F' stroke-width='2' viewBox='0 0 24 24'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px;cursor:pointer}
input::placeholder,textarea::placeholder{color:#9AA7B8}
input:hover,select:hover,textarea:hover{border-color:#B5C3D5}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(18,112,209,.12)}
.invalid{border-color:#D64545!important;background:#FFF8F8}
input[type=range]{padding:0;border:0;height:24px;accent-color:var(--blue);background:transparent;box-shadow:none;margin-top:10px}
.range-lbl{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted)}
.amt-row{position:relative}
.amt-row .rs{position:absolute;left:15px;top:13px;font-weight:600;color:var(--muted);font-size:1.05rem}
.amt-row input{padding-left:32px;font-weight:600;font-size:1.15rem;letter-spacing:.01em}
.amt-words{display:block;font-size:.82rem;color:var(--green-d);font-weight:600;margin-top:6px;min-height:1.2em}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:0 14px}
.pills{display:flex;gap:8px}
.pills label{flex:1;margin:0}
.pills input{position:absolute;opacity:0;width:0;height:0}
.pills span{display:flex;align-items:center;justify-content:center;height:46px;padding:0 10px;border:1px solid #CFD9E6;border-radius:var(--r-sm);font-weight:500;font-size:.93rem;color:var(--navy);cursor:pointer;transition:.15s;text-align:center;line-height:1.2}
.pills span:hover{border-color:#B5C3D5}
.pills input:checked+span{background:var(--blue-50);border-color:var(--blue);color:var(--blue);font-weight:600;box-shadow:inset 0 0 0 1px var(--blue)}
.pills input:focus-visible+span{box-shadow:0 0 0 4px rgba(18,112,209,.2)}
.invalid-group .pills span,.invalid-group .cat-opt>span{border-color:#D64545}
/* loan category choice */
.cat-pick{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.cat-pick legend{grid-column:1/-1}
.cat-opt{margin:0;cursor:pointer;display:block}
.cat-opt input{position:absolute;opacity:0;width:0;height:0}
.cat-opt>span{display:flex;flex-direction:column;gap:3px;height:100%;padding:14px 14px 13px;border:1px solid #CFD9E6;border-radius:var(--r);background:#fff;transition:.15s;position:relative}
.cat-opt>span:hover{border-color:#B5C3D5}
.cat-opt strong{font-size:.95rem;color:var(--navy);font-weight:600;line-height:1.3}
.cat-opt em{font-style:normal;font-size:.8rem;color:var(--muted)}
.cat-opt em.tag-green{color:var(--green-d);font-weight:600}
.cat-opt small{display:none}
.cat-opt input:checked+span{border-color:var(--blue);background:var(--blue-50);box-shadow:inset 0 0 0 1px var(--blue)}
.cat-opt.is-nc input:checked+span{border-color:var(--green);background:var(--green-50);box-shadow:inset 0 0 0 1px var(--green)}
.cat-opt input:focus-visible+span{box-shadow:0 0 0 4px rgba(18,112,209,.2)}
.cat-unsure{grid-column:1/-1}
.cat-unsure>span{flex-direction:row;align-items:center;gap:8px;padding:0;border:0;background:none!important;box-shadow:none!important;height:auto}
.cat-unsure>span::before{content:"";width:16px;height:16px;border-radius:50%;border:1.5px solid #B5C3D5;flex-shrink:0}
.cat-unsure input:checked+span::before{border:5px solid var(--blue)}
.cat-unsure strong{font-size:.88rem;font-weight:500;color:var(--text)}
.cat-sm{grid-template-columns:1fr 1fr}
.chk{display:flex;gap:10px;align-items:flex-start;font-size:.87rem;color:var(--text);cursor:pointer;line-height:1.5}
.chk input{width:18px;height:18px;flex-shrink:0;margin-top:2px;accent-color:var(--blue);padding:0}
.chk.sm{font-size:.82rem;margin-top:8px;color:var(--muted)}
.consent{background:var(--mist);border-radius:var(--r-sm);padding:14px;margin:4px 0}
.nocibil-note{display:flex;gap:10px;align-items:flex-start;background:var(--green-50);color:#25601A;border-radius:var(--r-sm);padding:12px 14px;font-size:.9rem;margin:2px 0 18px;line-height:1.5}
.nocibil-note .ic{color:var(--green);margin-top:2px}
.nocibil-note strong{color:#1E5215}
.lf-err{color:#B42F2F;background:#FFF2F2;border-radius:var(--r-sm);padding:10px 14px;font-size:.9rem;font-weight:500;margin:4px 0 14px}
.lf-nav{display:flex;gap:10px;margin-top:6px}.lf-nav [data-next],.lf-nav [data-submit]{flex:1}
.lf-note{display:flex;align-items:center;gap:6px;justify-content:center;font-size:.8rem;color:var(--muted);margin:16px 0 0}
.chips-select{display:flex;flex-wrap:wrap;gap:8px}
.chips-select label{margin:0}.chips-select input{position:absolute;opacity:0;width:0;height:0}
.chips-select span{display:inline-block;padding:8px 14px;border:1px solid #CFD9E6;border-radius:999px;font-size:.88rem;font-weight:500;color:var(--navy);cursor:pointer}
.chips-select input:checked+span{background:var(--blue-50);border-color:var(--blue);color:var(--blue)}
.lf-done{text-align:center;padding:8px 0;animation:fade .3s}
.done-ic{width:68px;height:68px;margin:0 auto 14px;border-radius:50%;background:var(--green-50);color:var(--green);display:grid;place-items:center}
.lf-done h3{font-size:1.5rem;margin-bottom:6px}.lf-done .lead{font-weight:500;color:var(--navy)}
.ref-box{background:var(--mist);border-radius:var(--r);padding:14px;margin:18px auto;max-width:260px;font-size:.84rem;color:var(--muted)}
.ref-box strong{display:block;font-size:1.55rem;color:var(--navy);letter-spacing:.03em;margin-top:2px}
.done-cta{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin:18px 0}
.done-docs{background:var(--green-50);border-radius:var(--r-sm);padding:12px 14px;font-size:.88rem;text-align:left;color:#25601A}

/* ---------- Sections ---------- */
.sec{padding:96px 0}
.sec-mist{background:var(--mist)}
.sec-blue{background:var(--mist)} /* legacy */
.sec-green{background:var(--green-50)} /* legacy */
.sec-head{max-width:640px;margin:0 0 48px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head p{font-size:1.08rem;color:var(--text);margin:0}
.kicker{display:none}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:72px;align-items:center}
.split-top{align-items:start}

/* Strip */
.strip{border-bottom:1px solid var(--line);background:#fff}
.strip-in{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:22px;flex-wrap:wrap}
.strip-in p{margin:0;color:var(--text);font-size:.97rem}
.strip-in p strong{color:var(--navy)}
.strip-tags{display:flex;gap:22px;flex-wrap:wrap;color:var(--muted);font-size:.9rem;font-weight:500}

/* Ledger (signature element) */
.ledger{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-lg);overflow:hidden}
.ledger-h{display:flex;justify-content:space-between;align-items:center;padding:18px 24px;border-bottom:1px solid var(--line);background:#FAFCFE}
.ledger-h strong{font-size:.98rem;color:var(--navy)}
.ledger-h span{font-size:.84rem;color:var(--muted)}
.ledger-row{display:grid;grid-template-columns:1fr auto 28px;gap:16px;align-items:center;padding:16px 24px;border-bottom:1px solid var(--line)}
.ledger-row:last-of-type{border-bottom:0}
.ledger-row dt{font-weight:500;color:var(--navy);font-size:.97rem}
.ledger-row dt small{display:block;font-weight:400;color:var(--muted);font-size:.83rem}
.ledger-row dd{margin:0;font-weight:600;color:var(--ink);font-size:1.02rem;text-align:right}
.ledger-row .ok{color:var(--green)}
.ledger-row.skip dt,.ledger-row.skip dd{color:var(--muted)}
.ledger-row.skip dd{text-decoration:line-through;text-decoration-color:var(--green);text-decoration-thickness:2px;font-weight:500}
.ledger-row.skip .ok{color:var(--green)}
.ledger-f{display:flex;align-items:center;gap:10px;padding:16px 24px;background:var(--green-50);color:#25601A;font-weight:600;font-size:.95rem}
.ledger-note{font-size:.8rem;color:var(--muted);margin:12px 0 0;text-align:right}
.who-list{list-style:none;padding:0;margin:28px 0 32px;display:grid;gap:18px}
.who-list li{display:grid;grid-template-columns:22px 1fr;gap:12px}
.who-list .ic{color:var(--green);margin-top:3px}
.who-list strong{display:block;color:var(--navy);font-weight:600}
.who-list span{color:var(--text);font-size:.95rem}

/* Comparison table */
.compare{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.compare th,.compare td{padding:18px 24px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top;font-size:.97rem}
.compare tr:last-child td{border-bottom:0}
.compare thead th{background:#FAFCFE;padding-top:24px;padding-bottom:22px}
.compare thead th h3{margin:0 0 4px;font-size:1.2rem}
.compare thead th p{margin:0;color:var(--muted);font-size:.9rem;font-weight:400}
.compare tbody th{color:var(--muted);font-weight:500;width:22%}
.compare td{color:var(--navy)}
.compare .col-nc{background:linear-gradient(180deg,rgba(238,248,234,.6),rgba(238,248,234,.6))}
.compare thead .col-nc{background:var(--green-50);border-top:3px solid var(--green)}
.compare .yes{color:var(--green-d);font-weight:600}
.compare tfoot td{padding:20px 24px;border-top:1px solid var(--line)}
.compare-wrap{overflow-x:auto;border-radius:var(--r-lg)}

/* Products list */
.prod-list{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.prod{display:grid;grid-template-columns:44px 1fr auto;gap:18px;align-items:start;padding:26px 8px 26px 0;border-bottom:1px solid var(--line);color:var(--text)}
.prod:nth-child(odd){padding-right:40px;border-right:1px solid var(--line)}
.prod:nth-child(even){padding-left:40px}
.prod:hover{color:var(--text)}.prod:hover h3{color:var(--blue)}
.prod-ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--blue-50);color:var(--blue)}
.prod h3{margin:2px 0 6px;font-size:1.08rem;transition:color .15s}
.prod p{margin:0;font-size:.94rem;line-height:1.55}
.prod .go{color:#AAB6C6;margin-top:12px}
.prod:hover .go{color:var(--blue)}
.prod.feat .prod-ic{background:var(--green);color:#fff}
.prod .tag{display:inline-block;font-size:.76rem;font-weight:600;color:var(--green-d);background:var(--green-50);padding:2px 8px;border-radius:6px;margin-left:8px;vertical-align:2px}

/* Steps */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.steps li{padding:0 28px 0 0;position:relative}
.steps .st-n{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:#fff;border:1.5px solid var(--blue);color:var(--blue);font-weight:700;font-size:.95rem;margin-bottom:20px;position:relative;z-index:1}
.steps li:not(:last-child)::before{content:"";position:absolute;top:20px;left:40px;right:0;height:1.5px;background:var(--blue-100)}
.steps h3{font-size:1.05rem;margin-bottom:8px}
.steps p{font-size:.94rem;margin:0}
.steps-v{grid-template-columns:1fr;gap:22px}
.steps-v li{display:grid;grid-template-columns:40px 1fr;gap:16px;padding:0}
.steps-v li::before{display:none}
.steps-v .st-n{margin:0}
.note-box{display:flex;gap:10px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:14px 18px;color:var(--text);font-size:.92rem;margin:48px 0 0}
.note-box .ic{color:var(--navy);margin-top:3px}

/* Cards (used sparingly) */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh);padding:30px}
.cards{display:grid;gap:20px}
.cards-3{grid-template-columns:repeat(3,1fr)}.cards-4{grid-template-columns:repeat(4,1fr)}
.wcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.wcard h3{font-size:1rem;margin-bottom:6px}.wcard p{font-size:.92rem;margin:0}
.wc-ic,.pc-ic{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--blue-50);color:var(--blue);margin-bottom:14px}
.wc-ic.wa{background:#EAFAF0;color:var(--wa)}
.pc-ic.big{width:52px;height:52px;margin-bottom:18px}
.ticks{list-style:none;padding:0;margin:0 0 18px}
.ticks li{display:flex;gap:10px;align-items:flex-start;margin-bottom:12px}
.ticks .ic{color:var(--green);margin-top:4px}
.tags{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 18px}
.tags span{font-size:.82rem;font-weight:600;color:var(--green-d);background:var(--green-50);padding:5px 10px;border-radius:8px}

/* Eligibility & EMI */
.elig-card{padding:30px}
.elig-result{animation:fade .3s}
.er-label{font-size:.85rem;color:var(--muted);margin-bottom:6px}
.er-meter{height:8px;border-radius:8px;background:var(--mist);overflow:hidden;margin:8px 0 22px}
.er-meter i{display:block;height:100%;width:0;border-radius:8px;transition:width .8s ease-out;background:var(--green)}
.elig-result h3{font-size:1.25rem}
.er-points{list-style:none;padding:0;margin:0 0 22px}
.er-points li{position:relative;padding-left:18px;font-size:.94rem;margin-bottom:8px}
.er-points li::before{content:"";position:absolute;left:0;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--blue)}
.er-cb{background:var(--mist);border-radius:var(--r);padding:20px;margin-bottom:14px}
.er-cb .grid2 input{margin-bottom:10px}
.er-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.emi{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:48px;padding:36px}
.emi-in .field{margin-bottom:28px}
.emi-in .field label{font-size:.95rem}
.emi-res{background:var(--navy);color:#BFD0E6;border-radius:var(--r);padding:28px}
.emi-big small{font-size:.88rem}.emi-big strong{display:block;font-size:2.4rem;color:#fff;font-weight:700;margin:4px 0 18px;letter-spacing:-.02em}
.emi-row{display:flex;justify-content:space-between;padding:10px 0;border-top:1px solid rgba(255,255,255,.1);font-size:.95rem}.emi-row b{color:#fff;font-weight:600}
.emi-split{height:8px;border-radius:8px;background:#7DC36A;overflow:hidden;margin:16px 0 10px}.emi-split i{display:block;height:100%;background:#5AA7F2;transition:width .3s}
.emi-legend{display:flex;gap:18px;font-size:.8rem;margin-bottom:20px}.emi-legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}
.lg-p{background:#5AA7F2}.lg-i{background:#7DC36A}
.amort{grid-column:1/-1;border-top:1px solid var(--line);padding-top:20px}
.amort summary{cursor:pointer;font-weight:600;color:var(--blue)}
.tbl-wrap{overflow-x:auto;margin-top:14px}
table{width:100%;border-collapse:collapse;font-size:.92rem}
.amort th,.amort td{padding:10px 12px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
.amort th:first-child,.amort td:first-child{text-align:left}.amort th{color:var(--muted);font-weight:500;font-size:.85rem}
.emi-note{grid-column:1/-1;margin:0}

/* Documents */
.doc-cols{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.doc-cols h3{font-size:1.05rem;margin-bottom:14px}
.doc-list{list-style:none;margin:0;padding:0;display:grid;gap:0}
.doc-list li{display:flex;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line);color:var(--navy);font-size:.95rem}
.doc-list li:first-child{border-top:1px solid var(--line)}
.doc-list .ic{color:var(--green)}
.doc-list.compact li{padding:10px 0;font-size:.93rem}

/* Partner band, CTA */
.partner-band{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:32px;background:var(--navy);color:#BFD0E6;border-radius:var(--r-lg);padding:48px 52px}
.partner-band h2{color:#fff;font-size:clamp(1.4rem,2.4vw,1.9rem);margin-bottom:10px}.partner-band p{margin:0;max-width:40em}
.big-cta{background:var(--navy);color:#BFD0E6;border-radius:var(--r-lg);padding:64px 32px;text-align:center}
.big-cta h2{color:#fff;max-width:720px;margin:0 auto 12px}.big-cta p{max-width:560px;margin:0 auto 30px}
.cta-final{padding:0 0 96px}

/* FAQ */
.faq-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.4fr);gap:72px;align-items:start}
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-weight:600;color:var(--navy);display:flex;justify-content:space-between;gap:16px;align-items:center;font-size:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--blue)}
.faq summary .ic{transition:transform .2s;color:var(--muted)}.faq details[open] summary .ic{transform:rotate(180deg)}
.faq details p{padding:0 32px 20px 0;margin:0;color:var(--text)}

/* Inner pages */
.phero{padding:56px 0 72px;background:linear-gradient(180deg,#F7FAFE 0%,#fff 100%)}
.crumbs{font-size:.86rem;color:var(--muted);margin-bottom:20px}.crumbs a{color:var(--muted)}.crumbs a:hover{color:var(--blue)}.crumbs span{color:var(--navy)}
.prose-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:72px;align-items:start}
.prose{max-width:720px}
.prose h2{font-size:1.5rem;margin-top:2em}.prose h2:first-child{margin-top:0}
.usecases{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:12px}
.usecases span{background:var(--mist);color:var(--navy);font-size:.9rem;padding:7px 12px;border-radius:8px}
.side{position:sticky;top:100px;display:grid;gap:16px}
.side-card{padding:24px}.side-card h3{font-size:1.05rem}.side-card .btn{margin-top:10px}
.side-links{list-style:none;padding:0;margin:0}.side-links a{display:flex;gap:10px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line);font-weight:500;color:var(--navy);font-size:.94rem}
.side-links a:hover{color:var(--blue)}.side-links .ic{color:var(--muted)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.contact-list{display:grid;gap:4px;margin-top:28px;max-width:520px}
.ct{display:flex;gap:16px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line);color:var(--navy)}
.ct .wc-ic{margin:0}.ct small{display:block;color:var(--muted);font-size:.82rem}
.values{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.val{display:flex;gap:12px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px;font-weight:600;color:var(--navy)}
.val .ic{color:var(--green)}
.val-lg{align-items:flex-start}.val-lg strong{display:block}.val-lg span{font-weight:400;font-size:.9rem;color:var(--muted)}
.legal h2{font-size:1.25rem;margin-top:1.8em}.legal ul{padding-left:20px}.lp-list{list-style:none;padding:0!important}.lp-list li{padding:12px 0;border-bottom:1px solid var(--line)}

/* Disclaimer + footer */
.disclaimer-band{background:var(--amber-bg);border-top:1px solid #F0E2B6;padding:22px 0;font-size:.85rem;color:#6B5714;line-height:1.65}
.disclaimer-band strong{color:#4A3C0C;display:inline-flex;gap:6px;align-items:center;margin-right:4px}
.site-footer{background:#081F40;color:#9DB0C9;padding:64px 0 28px;font-size:.93rem}
.ft-grid{display:grid;grid-template-columns:1.6fr 1fr 1.2fr 1fr 1.3fr;gap:36px}
.ft-logo{background:#fff;padding:10px 14px;border-radius:10px;height:auto;width:210px}
.ft-tag{color:#fff;font-weight:600;margin:18px 0 6px}
.site-footer h4{color:#fff;font-size:.95rem;font-weight:600;margin-bottom:14px}
.site-footer a,.ft-addr{display:flex;gap:8px;align-items:flex-start;color:#9DB0C9;padding:5px 0}
.site-footer a:hover{color:#fff}.site-footer .ic{margin-top:4px}
.site-footer .muted{color:#7F93AE}
.social{display:flex;gap:8px;margin-top:16px}.social a{width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.07);display:grid;place-items:center;padding:0}
.social .ic{margin:0}
.ft-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid rgba(255,255,255,.08);margin-top:44px;padding-top:22px;font-size:.84rem}

/* Mobile bar */
.mbar{display:none}
@media (max-width:900px){
  body{padding-bottom:76px}
  .mbar{display:grid;grid-template-columns:1fr 1.6fr 1fr;align-items:center;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:8px 12px calc(8px + env(safe-area-inset-bottom))}
  .mbar a{display:flex;flex-direction:column;align-items:center;gap:2px;font-size:.74rem;font-weight:600;color:var(--navy)}
  .mbar a:last-child{color:var(--wa)}
  .mbar .mbar-main{background:var(--blue);color:#fff;border-radius:12px;height:50px;font-size:1rem;flex-direction:row;justify-content:center}
}

/* ---------- Responsive ---------- */
@media (max-width:1100px){.hero-grid{grid-template-columns:minmax(0,1fr) 420px;gap:48px}.ft-grid{grid-template-columns:1fr 1fr 1fr}.ft-brand{grid-column:1/-1}.cards-4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:960px){
  .hero-grid,.split,.two-col,.prose-grid,.emi,.faq-grid,.doc-cols{grid-template-columns:1fr}
  .hero{padding:32px 0 56px}.hero-copy{padding-top:0}.hero-copy h1{max-width:none}
  .hero-form,.side{position:static}
  .split,.faq-grid{gap:40px}
  .steps{grid-template-columns:1fr 1fr;gap:36px 0}.steps li:nth-child(2)::before{display:none}
  .prod-list{grid-template-columns:1fr}
  .prod:nth-child(odd),.prod:nth-child(even){padding:22px 0;border-right:0}
  .partner-band{grid-template-columns:1fr;padding:36px 28px}
  .sec{padding:72px 0}
  .cards-3{grid-template-columns:1fr 1fr}
  .emi{padding:24px}
}
@media (max-width:640px){
  .wrap{padding:0 18px}
  .sec{padding:56px 0}.sec-head{margin-bottom:32px}
  h1{font-size:2.05rem}
  .hero-lead{font-size:1.05rem;margin:16px 0 24px}
  .hero-cta .btn{flex:1 1 100%}
  .hero-checks{gap:10px 20px}.hero-checks li{font-size:.9rem}
  .grid2,.grid3,.cards-3,.cards-4,.values{grid-template-columns:1fr}
  .cat-pick{grid-template-columns:1fr}
  .lf-card{padding:22px 18px;border-radius:16px}
  .card,.elig-card{padding:22px 18px}
  .steps{grid-template-columns:1fr}.steps li::before{display:none!important}
  .steps li{display:grid;grid-template-columns:40px 1fr;gap:0 16px;padding:0}.steps .st-n{margin:0;grid-row:span 2}
  .ledger-row{padding:14px 18px;gap:10px}.ledger-h,.ledger-f{padding:14px 18px}
  .compare th,.compare td{padding:14px 14px;font-size:.9rem}
  .ft-grid{grid-template-columns:1fr 1fr}
  .big-cta{padding:44px 22px}
  .emi-big strong{font-size:1.9rem}
  .strip-tags{gap:10px 18px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
.sec-lead{font-size:1.08rem;margin:14px 0 0}
.ledger-row>.ic{color:var(--green)}
.split .ticks{margin-top:24px}
.faq-side{position:sticky;top:110px}
@media (max-width:960px){.faq-side{position:static}}
.phero h1{font-size:clamp(2rem,3.6vw,2.8rem);max-width:18ch}